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The Mariner House
Scrub Island | Virgin Islands

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Cedric Francis
Cedric Francis
Presented At
$2,400,000
Bedrooms
3
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The Mariner House, Scrub Island, Virgin Islands, British. , Scrub Island , Virgin Islands

Your Very Own Oasis

Perfectly situated just above the heart of Scrub Island’s resort core, The Mariner House offers privacy, luxury, and unparalleled views of the marina, neighboring islands, and the Caribbean Sea. This elevated three-bedroom villa features soaring ceilings, floor-to-ceiling glass doors, and deep shaded terraces that seamlessly blend indoor and outdoor living. Relax by your private plunge pool, entertain in the elegant dining and lounging areas, or retreat to any of the beautifully appointed king suites, including one with a separate entrance, while enjoying cooling tropical breezes and breathtaking vistas at every turn.

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3D Street View Tour

Map showing The Mariner House, Scrub Island, Virgin Islands, British.

Property Location

The Mariner House, Scrub Island, Virgin Islands, British., Scrub Island Virgin Islands

Local Weather & Climate

Scrub Island, Virgin Islands

Current Conditions Updated recently
81 °F
Broken clouds
Feels Like 84°F
Humidity 69%
Wind 13 mph
Visibility 6.2 mi
Sunrise 10:31 AM
Sunset 10:26 PM
5-Day Forecast
Mon 9 Mar
Clouds
High 80°
Low 79°
Tue 10 Mar
Rain
High 78°
Low 77°
Wed 11 Mar
Rain
High 78°
Low 77°
Thu 12 Mar
Rain
High 78°
Low 77°
Fri 13 Mar
Clouds
High 78°
Low 77°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Scrub Island?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

$
%
$100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (United States)
$0 Est. First Year Interest Deduction
$0 Est. Annual Tax Savings
*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Our perspective on current market conditions in Scrub Island. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $240,000,000 20% down ($48,000,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$20,623
$20,623/day
Your home may appreciate while you sleep
$144,759/week $627,287/mo $7,527,448/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$132.1M
vs
OWN 📈 +$187.3M
$187.3M Potential Equity
vs $132.1M lost to rent over 10 years
$48.0M Down Payment Growth
3.9x
10yr
$187.3M
8.1x
20yr
$387.9M
12.6x
30yr
$606.1M
Wealth Comparison
×1,443
Equivalent to 1,443 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $606.1M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $282.6M +18%
Market $326.8M +36%
Optimistic $377.2M +57%
$187.3M est. equity
20 Years
Conservative $332.9M +39%
Market $445.1M +85%
Optimistic $592.7M +147%
$387.9M est. equity
30 Years
Conservative $392.0M +63%
Market $606.1M +153%
Optimistic $931.4M +288%
$606.1M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at The Mariner House, Scrub Island, Virgin Islands, British features 3 bedrooms.
This property is listed at $240,000,000.
Based on current market indicators, Scrub Island shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Scrub Island, Virgin Islands. The property is situated in an established neighborhood with convenient access to local amenities and services.
Cedric Francis

Cedric Francis

Engel & Völkers British Virgin Islands

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